作为签证的条件之一，所有J-1学生必须购买符合国务院规定的最低要求的医疗和意外保险。 不这样做是对其身份的侵犯，并可能导致其SEVIS记录的终止。 Montclair State requires that all J-1 students have medical and accident insurance coverage at all times.
J-1 exchange students can purchase Montclair State’s student coverage or bring their own from their own country, as long as they meet the requirements set by the Department of State.
The minimum requirements set by the Department of State are:
- Medical benefits of at least $100,000 per accident or illness
- Repatriation of remains in the amount of $25,000
- Expenses associated with the medical evacuation of exchange visitors to his or her home country in the amount of $50,000
- Deductibles not to exceed $500 per accident or illness
All exchange students will be able to waive Montclair State’s insurance if they submit a waiver request by the deadline. Government subsidized insurance cannot be used for the waiver. An email will be sent to students before their arrival on campus so they can apply. We cannot guarantee that a waiver will be granted if the request is not submitted by the deadline.
Students who purchase Montclair State’s insurance coverage must download their insurance card as a hard copy card will not be mailed to them.